Simple.
Secure.
Affordable.
Payment solutions tailored to your business — with competitive merchant rates, integrated terminals, and local support you can actually reach.
Business Challenges
The payment problems Australian businesses deal with every day.
High Merchant Fees
Merchant fees that aren't reviewed regularly erode your margin silently. Most businesses are paying more than they need to — without realising a better rate is available.
Poor Support When It Fails
Payment terminals going down during a busy service period is a nightmare. Generic bank support lines with long hold times and offshore call centres make it worse. Local support changes everything.
Outdated Terminals
Terminals that don't support tap-and-go, digital wallets, or split billing create customer frustration and slow down your service. Modern payment hardware is table stakes.
Slow Settlement
Waiting days for funds to settle creates cash flow uncertainty. Faster settlement options exist — and your payment provider should be offering them.
Complex Setup & Integration
Payment solutions that don't integrate with your POS require manual reconciliation at close of business. Fully integrated payment processing saves time and eliminates errors.
Security & Compliance Concerns
PCI compliance, fraud prevention, and data security are non-negotiable. A trusted payment partner ensures your business and your customers are always protected.
Why Rates Matter
A fraction of a percent makes a significant difference at scale.
For a business processing $1M annually in card payments, a 0.2% reduction in merchant fees saves $2,000 per year. A 0.5% reduction saves $5,000. Multiply that across multiple locations and the savings become significant. Surpass reviews your current payment costs and provides a transparent comparison — so you can make an informed decision.
0.5%
Rate reduction = $5,000 per year on $1M turnover
Local
Australian-based support — answer in minutes, not hours
Integrated
POS-connected payments — no manual reconciliation
All methods
Tap-and-go, digital wallets, QR pay, online — all supported
Recommended Solutions
A complete payment solution for your business.
Integrated hardware, competitive rates, and local support — all from one partner.
EFTPOS Terminals
Modern countertop and portable terminals supporting all payment methods — tap-and-go, digital wallets, chip, and swipe.
Merchant Facilities
Competitive merchant rates reviewed against your current provider. Transparent pricing, no hidden fees, and a genuine comparison before you commit.
Integrated Payments
Payment terminals connected directly to your POS — automatic amount entry, split payments, and seamless reconciliation at close of business.
Online Payments
Secure online payment gateways for eCommerce, booking systems, and customer portals — connected to your bank with competitive processing rates.
Payment Gateways
Developer-friendly payment gateway integration for custom platforms, mobile apps, and complex checkout flows.
Local Support
Australian-based support for terminal issues, integration questions, and rate reviews — from a team that answers the phone.
Business Outcomes
Technology should simplify your business, not complicate it.
Savings
Competitive rates reviewed against your current merchant facility
Integrated
POS-connected payments — end manual reconciliation permanently
All methods
Tap-and-go, digital wallets, QR, and online — supported on every terminal
Local
Australian support team that answers in minutes, not hours
Secure
PCI-compliant payment infrastructure protecting every transaction
Fast
Settlement options that keep cash flow moving
The Surpass Difference
We don't just provide products. We deliver business solutions.
Technology should help your business grow, simplify operations, and improve profitability — not create more complexity.
That's why Surpass takes the time to understand your business before recommending any solution. We have 26 years of experience, an in-house development team, and Australian-based support.
If the right solution doesn't exist — we'll build it.
Ready To Get Started?
Let's build the right solution for your business.
Tell us about your goals and we'll recommend the right technology — no obligation, no pressure.
Book A Free Business Technology Assessment