Suncorp EFTPOS Customer?
Check your rate before you switch.
Suncorp Bank Merchant Facilities are closing from 11 December 2026. Before choosing your replacement payment provider, see what merchant rate your business may qualify for. Surpass assists with your merchant application, EFTPOS terminal, installation, POS integration and ongoing support.
Takes around 10 seconds.
Merchant rate from
0.95%*
Subject to application & approval
EFTPOS terminal
FREE*
Eligible merchants
Monthly terminal rental
$0*
No monthly rental fee
One flat rate. All major cards.
The 0.95% rate covers Visa, Mastercard, eftpos, American Express and more — no per-card rate juggling, no surcharge confusion.
EFTPOS Rate Assessment
See what EFTPOS rate your business could qualify for
Tell us approximately how much your business processes through card payments and we'll assess what merchant pricing may be available.
Card turnover only. Include Visa, Mastercard, eftpos, Amex and other card payments. Do not include cash, bank transfers or other non-card sales.
Takes around 10 seconds. No details required to see your assessment.
The Surpass Offer
Rate from
0.95%*
EFTPOS terminal
FREE*
Monthly terminal rental
$0*
You may qualify for custom pricing.
Rather than simply accepting the standard advertised rate, let Surpass assess your processing profile and submit an application for customised merchant pricing.
Savings Examples
A small rate difference can add up.
Illustrative comparison of 1.30% versus tiered rates. Higher card turnover can qualify for lower rates. Your actual rate depends on your application and approval.
| Monthly Card Turnover | At 1.30% | At your rate | Potential Annual Difference |
|---|---|---|---|
| $50,000 | $650 | $475 (0.95%) | $2,100 |
| $100,000 | $1,300 | $900 (0.90%) | $4,800 |
| $250,000 | $3,250 | $2,125 (0.85%) | $13,500 |
| $500,000 | $6,500 | $4,000 (0.80%) | $30,000 |
| $1,000,000 | $13,000 | $6,000 (0.60%) | $84,000 |
Examples only. Not all merchants currently pay 1.30%. Tiered rates shown are illustrative — actual rates depend on your approved rate, card mix and business profile.
High-Volume Merchants
Processing serious card volume?
Don't settle for a standard rate.
If your business processes substantial card volume, Surpass can assess your payment profile and submit a special merchant pricing application.
Supermarkets
Multi-Site Retail
Restaurant Groups
Franchises
Hospitality Groups
Medical Groups
High-Volume Retailers
Corporate Businesses
Free EFTPOS Terminal
Free EFTPOS terminal.
$0 monthly terminal rental.
Eligible merchants can receive an EFTPOS terminal without a monthly terminal rental fee. And Surpass doesn't simply send you a terminal — we handle the lot.
One company.
One point of contact.
The Process
Switching EFTPOS doesn't have to be complicated.
Check Your Rate
Enter your approximate card turnover.
Free Rate Review
Surpass assesses your business.
Application
We assist with your merchant application.
Approval
Merchant pricing is confirmed.
Terminal
We organise your EFTPOS terminal.
Installation
Surpass installs and configures your solution.
POS Integration
Where supported, EFTPOS is integrated with your POS.
Ongoing Support
Surpass remains available for technical support.
Who We Help
EFTPOS for Australian businesses.
10 December 2026
Existing Suncorp merchant facilities can continue processing transactions until 10:00pm AEST on 10 December 2026. Merchant Facilities are no longer available from 11 December 2026.
93 days remaining
Don't leave your replacement payment solution until the last minute.
Check My RateFAQ
Frequently Asked Questions
Surpass Business Solutions is not affiliated with Suncorp Bank or ANZ. References to Suncorp Bank are provided solely in relation to publicly announced changes to Suncorp Bank Merchant Facilities. Merchant rates, terminal availability and payment solutions offered through Surpass are subject to application, approval, eligibility and provider terms and conditions. "Rates from 0.95%" means eligible merchants may qualify for 0.95% — final pricing is subject to approval. Free EFTPOS terminal and $0 monthly terminal rental offers are subject to eligibility and provider terms.